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We're Ready When You Are

We're Ready When You Are.

We're Ready when You Are.

Introducing Heartland Bank’s We’re Ready When You Are cost saving loan options. Download the brochure to learn more!

Whether it’s a new loan or refinancing to get a better rate, Heartland Bank has options to fit your needs when the time is right for you.

We understand that life is anything but predictable.

  • You were not planning on getting a new car, but after taking it for minor repairs that turned out to be very major – things have changed. We get that.
  • You thought you could put off having your roof replaced for another year or two, but the recent windstorms have forced you to move up your timeline. We get that.

Things have changed. We get that.

And at Heartland, we’re ready when you are.

Check the option that's best for you*

  • $500 off closing costs on a new mortgage loan
  • No closing costs on a new Home Equity Line of Credit
  • 1/2% interest rate discount on a new or transferred personal loan (requires automatic payment from your Heartland Bank checking account)
  • Customized offer on a new business loan

Check the gift that's best for you*

  • 4Day/3 Night Getaway Vacation, Includes $50 Restaurant Gift Card
  • 2 for 1 Discounted Companion Airline Ticket
*Loans subject to credit approval. The 4 Day/3 Night Vacation Getaway is administered and fulfilled by Passport To Travel and includes three nights of accommodations at a standard hotel room at one of 125 locations for two adults (21 years of age or older). $50 refundable deposit is due once reservations are confirmed. A $10 processing fee will be deducted from your refundable deposit. This certificate is for hotel accommodations only and does not include transportation,parking fees, airfare, room taxes, meals and any other miscellaneous expenses. Some restrictions may apply. Recipient is responsible for taxes, if any. Not valid on major holidays. Restaurant Gift cards are issued by Dining Dough and may be redeemed solely for merchandise offered through Dining Dough Promotional cards have no cash value and may not be redeemed for cash at any restaurants at any time. Other terms and conditions apply and can be viewed at The recipient of the Companion Airfare Certificate (administered by Promotions In Travel, LTD.) is entitled to purchase two adult round-trip, coach class airline tickets at one low price. The free companion ticket applies to the base fare only. The normal taxes and fees charged by the airline will apply to both tickets. Reservations must be made at least 14 days in advance. Some limitations may apply. Limit one gift per customer. Gift provided within 10 days of account opening. Recipients of the GlenLaurel Scottish Country Inn Certificates please note that the discount is redeemable on lodging (on your first night), for first time guests only with purchase of fine dining for two. Not redeemable with any other discounts, specials, or packages, during the month of October, or holidays. Weekend stays are a minimum of 2 nights. All offers subject to change without notice. These offers are not valid with any other offer. Limited time offer. Offers included in this program do not apply to promotional advertised rates.
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