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Personal Banking

Heartland Bank offers a complete line of deposit and loan products to fit your needs. Discover all of the many services we offer by clicking on the descriptions below.

Checking Accounts

No matter how you choose to manage your money, we have a checking plan that’s right for you. And with any Heartland Bank checking account, you can enjoy Internet access to your account, the convenience of a Heartland Bank VISA Check Card, and unlimited transactions at all Heartland Bank ATM locations at no charge!  view details

Savings & Money Market Accounts

A savings or money market account at Heartland Bank is an important part of your family’s personal finances. By opening a naccount and making regular deposits, you can provide for the future, such as a college education, a long awaited vacation, a new car, or a down payment on a house. Whether you’re looking for an easy way to save or the security of extra cash – and earnings – Heartland Bank can help you achieve your goals. Let us help you start saving today!  view details

Certificates & IRA's

Heartland Bank offers flexible terms to fit your personal savings needs. Build your financial portfolio with a Certificate of Deposit or Individual Retirement Account from Heartland Bank. Our investment options are ideally suited to meet your personal and professional investment goals. view details

Personal Loans

Heartland Bank can help you with all of your financing needs. Our loans offer flexible terms and great rates.  view details

Credit Cards

Heartland Bank credit cards offer charge privileges and cash advances throughout the US and worldwide. Choose from Variable Rate MasterCard, Gold MasterCard, or Business MasterCard.  view details

Heartland Rewards

Heartland Rewards is a program designed specially to reward you for being a Heartland Bank customer. As a member of the Heartland Rewards Program, you will receive many valuable benefits to fit your busy lifestyle that could save you additional money. Features of this product include Bill Pay that Pays You, Identity Theft Resolution Services, and much more!  view details

Additional Personal Services 

Find out about other personal banking services that Heartland Bank offers, such as wire transfers, money orders, night depository, Cashier's Checks, US Savings Bonds, combined statements, VISA CheckCard and ATM cards, safe deposit boxes, and overdraft protection.  view details



Electronic Billing and Online Payments!
Heartland Bank and InvoiceCloud™ have partnered to offer Heartland business customers a way to improve cash flow and reduce printing/postage costs through Electronic Invoice Presentment and Payment services! View the demo below and Contact Us to  find out how Heartland Bank and InvoiceCloud™ can help your business! 
Time to Refinance?
If you're a homeowner with a mortgage, but not sure how to answer that question, let one of our mortgage lending experts help guide the way. We have the experience and skill it takes to help ensure that you're making the right decision.
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