Personal Savings & Money Market Accounts
Savings is more important now than ever. Maybe you have questions like:
- How much should I save each month in order to reach my goal?
- What savings amount should I start with?
- What rate would I need to earn on my savings to reach my goal?
- How much could I save over time?
Your answers to these and other questions will help guide you to a savings plan that will work for you. Whether you’re looking for an easy way to save or the security of extra cash – and earnings – we can help you achieve your goals. Let us help you start saving today!
For more information on our savings & money market products, contact your local office or click here to request to be contacted. We would be happy to assist you in finding the right account for your needs!
|
Banking Benefits |
Statement Savings Account |
Money Maker Savings Account |
Founders Savings Account |
Founders Plus MM Savings |
| More info... | More info... | More info... | More info... | |
| Account Suggested if... |
you have a specific goal in mind you are saving for. |
you want a tiered rate investment. |
you need limited withdrawal and carry a larger balance. |
you need limited withdrawal and carry a larger balance. |
| Interest Paid |
|
|
|
|
| Heartland Rewards |
Free for the |
Free for the |
Free for the |
Free for the |
| Minimum Opening Deposit |
$25.00 |
$1,000.00 |
$1,000.00 |
$1000.00 |
| Free Debit Card with access to the MoneyPass network | Yes | No | No | No |
| Minimum Daily Balance to Avoid Account Maintenance Charge |
$200.00 |
$500.00 |
$500.00 |
$1000.00 |
| Monthly Account Maintenance Charge (if below minimum) |
$2.00 |
$5.00 |
$5.00 |
$10.00 |
| Per item Charge |
$.50 per item over 6 per statement cycle. |
$15.00 per item over 6 per statement cycle. |
$15.00 per item over 6 per statement cycle. |
$15.00 per item over 6 per statement cycle. |
A savings account that pays you a competitive annual percentage yield and provides you with a monthly statement of all your transactions.
Money Maker Savings Account
A tiered savings account that pays you interest and provides you with a monthly statement of transactions.
Founders Savings Account
A tiered savings account pays you a preferred rate of interest .
Founders Plus Money Maker Savings
A tiered savings account tied to a Heartland Bank checking account that pays you a preferred rate of interest .
| Contact us via email or call your local office for more details! We would be honored to help find the right savings product for you! |
