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Central Ohio’s Community Bank Since 1911
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Personal Banking

Personal Banking

Heartland Bank offers a complete line of deposit and loan products to fit your needs. Discover all of the many services we offer by clicking on the descriptions below.

Checking Accounts

No matter how you choose to manage your money, we have a checking plan that’s right for you. And with any Heartland Bank checking account, you can enjoy Internet access to your account, the convenience of a Heartland Bank VISA Check Card, and unlimited transactions at all Heartland Bank ATM locations at no charge!  
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Savings & Money Market Accounts

A savings or money market account at Heartland Bank is an important part of your family’s personal finances. By opening an account and making regular deposits, you can provide for the future, such as a college education, a long awaited vacation, a new car, or a down payment on a house. Whether you’re looking for an easy way to save or the security of extra cash – and earnings – Heartland Bank can help you achieve your goals. Let us help you start saving today!  
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Certificates & IRA's

Heartland Bank offers flexible terms to fit your personal savings needs. Build your financial portfolio with a Certificate of Deposit or Individual Retirement Account from Heartland Bank. Our investment options are ideally suited to meet your personal and professional investment goals. 
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Personal Loans

Heartland Bank can help you with all of your financing needs. Our loans offer flexible terms and great rates.  
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Credit Cards

Heartland Bank credit cards offer charge privileges and cash advances throughout the US and worldwide. Choose from Variable Rate MasterCard, Gold MasterCard, or Business MasterCard.  
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Additional Personal Services 

Find out about other personal banking services that Heartland Bank offers, such as wire transfers, money orders, night depository, Cashier's Checks, US Savings Bonds, combined statements, VISA CheckCard and ATM cards, safe deposit boxes, and overdraft protection.  
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