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Premium Savings Account
A passbook savings account that pays you a competitive rate of interest.

Account Features
Interest is compounded and credited quarterly. Maximize your earnings potential.
Payment date is the last day of the quarterly statement cycle. Provides a separate account to save for special goals.
Interest is earned daily from date of deposit up to, but not including, date of withdrawal. Provides security for the depositor.
Permits deposits at any time. Easy access to your funds.
Tiered interest rate. 24-hour telephone banking.
FDIC insured.    
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Additional Specifications & Fees
Minimum Opening Deposit $1000.00
Monthly Maintenance fee

Monthly maintenance fee of $2.00 if balance falls below $1,000.00.

Other Fees & Charges

$25.00 daily balance required to earn interest.

You may make no more than (6) withdrawals or transfers per statement cycle. An activity charge of $.50 per debit item will be assessed for over six (6) items per statement cycle.

Miscellaneous fees, activity charges and monthly maintenance fees may reduce the earnings on this account.

Miscellaneous fees may be assessed against this account. Refer to the Schedule of Fees for a complete listing of these charges.

Rules & Regulations
   
   

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