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Heartland 50 Checking Account
If you are of age 50+, then this package of products and services is designed specifically for you.

Account Features
First order of Specially designed checks are at no cost. Automatic Savings Transfer.
No charge VISA Check Card. Convenience of ATM access.
Waiver of first-year Annual Fee on Safe Deposit Box (Licking County, 3x5 box; Franklin County, 5x5 box). Permits deposits at any time, including direct deposit.
No charge for Direct Deposit of Social Security and Payroll Checks. Checks may be written at any time.
No charge for Notary Services. FDIC Insured.
Bank by Mail. Facilitates account recordkeeping.
Certificate of Deposit Special Rates (periodic). Reduced fee structure on a variety of bank products.
Unlimited ATM transactions at all Heartland Bank locations at no charge. Personal attention to handle inquiries dealing with special financial needs for the 50+ customers.
Free 24-hour telephone banking. Easy access to your funds.
Less costly than Money Orders or Cashier's Checks. Provides security for the depositor.
Free safekeeping of customer's checks.    
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Additional Specifications & Fees
Minimum Opening Deposit $100.00
Monthly Maintenance fee

A monthly maintenance fee of $7.00 will be imposed each month if the balance in the account falls below $100 any day of the month.

Other Fees & Charges

Unlimited transactions.

Interest-bearing account with a minimum daily balance of $500. No interest paid on balances less than $500.

Miscellaneous fees, activity charges and monthly maintenance fees may reduce earnings on this account.

Rules & Regulations
   
   

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