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Founder's Account Plus
A personal checking account that pays you a competitive annual percentage yield.

Account Features
Interest is paid monthly on the daily balance. Maximize your earnings potential.
Payment date is the last day of the statement cycle. Easy access to your funds.
Monthly interest earned may vary based on the daily balance level. Free 24-hour telephone banking.
Permits deposits at any time, including direct deposit (ACH). Provides security for the depositor.
Checks may be written at any time. Less costly than Money Orders or Cashier's Checks.
Free Internet Banking.* Free safekeeping of customer's checks.
Permits deposits at any time, including direct deposit. Convenience of ATM access.
Permits deposits at any time, including direct deposit. Unlimited ATM transactions at all Heartland Bank locations at no charge.
Checks may be written at any time. Higher rate of interest paid for larger balances.
FDIC Insured. No charge for Traveler's Checks, official checks, money orders, and notary services.
Facilitates account recordkeeping.    
 


*Refer to Products & Services Guide and Rules & Regulations Booklet or simply give one of our offices a call.

    
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Additional Specifications & Fees
Minimum Opening Deposit $100.00
Monthly Maintenance fee

$7.00 monthly maintenance fee. Above 20 debit items—an activity charge of $.30 per item.

No monthly maintenance fee with a minimum daily balance of $600 or more. (Activity charges still apply)

No monthly maintenance or activity charges with a minimum daily balance of $1,000 or more.
Other Fees & Charges

To earn interest, a $2,500 balance must be maintained in account.

Miscellaneous fees, activity charges and monthly maintenance fees may reduce earnings on this account.

Miscellaneous fees may be assessed against this account. Refer to the Schedule of Fees for a complete listing of these charges.
Rules & Regulations
   
   

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