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Twelve months after
you open this certificate of deposit, the bank, at its
option, may call this certificate of deposit and immediately
lower your interest rate to a floor rate. Should the
bank choose to call this certificate, you will have one
of the three options:
- You may leave the funds in this certificate of
deposit for the remainder of the term at the floor
rate; or
- You may withdraw the funds from the account without
penalty within 10 days of the call and reinvest the
funds in any Heartland Bank deposit account; or,
- You may withdraw all funds without penalty within
10 days of the call.
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Maximizes interest earnings
potential when funds remain invested continuously.
An investment with moderate growth and protection of principal. |
