Heartland Bank: Personal Banking: CDs: Rate Guard CD

Certificate of Deposits
	Certificate of Deposit
	Option Certificate of Deposit
	3/1 Option Certificate of Deposit
	Rate Guard CD

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Rate Guard CD

A product, with options, that pays you a daily market rate of interest which is fixed for a specific term.

Account Features

	11-month Certificate of Deposit.		May choose the option to increase the rate once.
	Interest may be paid by official check, savings or checking deposit, or credited to the CD.		May choose the option to make an additional deposit once.
	Interest is earned daily and compounded monthly.

Additional Specifications & Fees

Minumum Opening Deposit

Minimum balance required is $1,000.

Maximum original deposit amount is $100,000.

Other Fees & Charges

Option may only be exercised during the original 11-month term.

Penalty may be imposed for early withdrawal.