U.S. Government Securities

Investment Services
	US Government Securities
	Corporate Bonds
	Municipal Bonds
	Brokerage Accounts
	529 College Savings Plans
	Coverdell Education Savings Plan
	Fixed Annuities
	Variable Annuities
	Mutual Funds
	Life Insurance
	Long Term Care
	Traditional & Roth IRA's
	Simple IRA's, SEP IRA's 401(k) Programs & 403(b) Plans

	U.S. Government Securities

	Guaranteed by the full faith and credit of the U. S. government, Treasury securities are recognized as the safest investment available. Interest income from Treasuries is exempt from state and local income taxes. The difference between bid and offer prices is usually narrower than other securities, making most Treasury issues easy to purchase and sell. Treasury securities usually offer lower rates than other securities because of the lack of default risk.

Alternative Investments such as securities and insurance products including annuities are not FDIC insured and are not deposits or other obligations of Heartland Bank and are subject to investment risk including possible loss of the principal invested.

Securities offered through Great American Advisors®, Inc. (GAA), member FINRA. Great American Advisors®, Inc. (GAA) and Heartland Investment Services are not affiliated.
www.finra.org