According to a recent story from the Today Show, losing weight was the #1 resolution made in 2013. This probably does not come as a surprise, since it seems like the topic of fitness and getting in shape always ranks at the top of the list of New Year’s Resolutions. It’s an admirable goal, and getting more fit has many great benefits to your health.
How "Fit" Are Your Finances?
But, what if we put a “banking” spin on this popular goal and suggest you focus on your “fiscal fitness” in 2013. Could your accounts use a little more “working out” in the new year?
Yes, we said fiscal fitness, and by that we mean getting your finances in tip-top shape. As your community banking partner, we’re very interested in ways that we can help our customers live a better life and have some great tools that you can use to help with your finances.
Maybe you’ve been thinking about paying down your credit card (or cards), or want to put some extra money away in that college fund for the kids. Maybe you just want to feel better about your retirement plan or possibly getting a better understanding of your insurance coverage. Whatever your financial goals may be, having a plan to help you understand what's necessary is a key component to ensuring that you'll be successful. Good thing Heartland Bank has a tool that can help play an important role in your “fiscal fitness training” efforts... our Fiscal Fitness Training Guide.
We’ve made both the PDF and Excel versions of the tool available for you to download and get started. As you will see, the Fiscal Fitness Training Guide gives you an easy way to start putting together a plan for 2013. First, you will identify your goals, and then evaluate your individual situation. You’ll also indicate if there were any changes (like a job change or maybe you got married) that recently took place (or maybe coming along in the new year). These are important to note, as they have an influence on your financial “training program”.
Then, you’ll want look at how your assets are protected (insurance coverage) and take into consideration how your loved ones will be taken care of if something happens to you. We all like to think we’ll live forever, but it’s best to be prepared “just in case”. Our guide even gets you thinking about your investments and retirement plan (and yes, we’ve got professionals that can help with your investment and insurance needs – think of them as your “personal trainers” in your fiscal fitness journey). All of these are very important components to having a healthy financial plan in place and getting “fit” in 2013.
The experts at Heartland Bank are ready to help put together a training plan for the new year and get you fiscally fit. When you've got your Fiscal Fitness Training Guide completed, simply give us a call at (800) 697-0049 or Contact Us and set a time to come in and review it together. We'll be here to help you with any questions you may have and help to ensure that you stay on track. We promise, we won’t make you do any push-ups but if you want to run to the bank instead of drive… well that’s up to you!
Welcome to 2013 and we look forward to helping you achieve your "fiscal fitness goals" in the New Year!