Technology is a wonderful thing and has made our lives easier in so many ways. For example, travel is made easier thanks to GPS navigation, whether it’s integrated in your new car’s dashboard or on your mobile device. You just plug in the address of your destination and click “GO” and let the magic happen. Before you know it, you’ve got a route spelled out for you to follow, sometimes even taking into consideration traffic or construction, so that you get where you want to go with ease. While you still have to drive (the Google driverless car hasn’t come to Ohio yet), technology has made the trip easier (photo courtesy of Edumunds Inside Line).
Technology has made banking easier and more accessible as well. As we like to say, “It doesn’t matter where your bank is - It matters who is at your bank” and one of the great new features of our newly re-launched website (in addition to our Blog) is our Online Account Center. Anyone interested in opening a deposit account (checking, savings or CD), applying for a loan (mortgage, auto or home equity) or even getting a Heartland Bank MasterCard® can get started from this one, convenient place. But the best part about our Online Account Center is that you can become a Heartland Bank client from anywhere, at any time all completely online! Here are just a few of the fun places where you may want to consider giving our Online Account Center a try.
This is an obvious first choice since many of our clients already are logging in to our Online Banking system from home to check balances, transfer funds and pay their bills. But after you get home from a busy day at the office or put the kids to bed you may have found another day has slipped by and you never made it to the bank to get started on refinancing your home loan. Not to worry since you can apply for a home mortgage loan online with ease. So settle in to your favorite comfy chair or grab the laptop and work at the kitchen table and get started.
At the Office
Let’s first make one thing clear… we’re not suggesting you do your banking while at the office (because you really should be “working” while you are at work). But we know that many of our clients will check their accounts during the workday during a break and that’s just fine. If you’re having a hard time getting away from your desk during the weekday to open up that savings account or maybe you’d like to take advantage of our special 24-Month Online CD (and the great rate it offers), your next account is just a few clicks away.
At the Local Coffee Shop
There are lots of places now where you can get free WiFi and connect to the Internet. Many coffee shops, libraries, airports hotels and educational institutions give you the ability to check e-mail, surf the web and visit social media sites (such as Heartland Bank’s Facebook page). Now, you can add “open an account” or “apply for a loan” to this list of things you can do while out-and-about.
But before you hop online and start entering all of your personal information, you’re going to want to be sure that you’re being secure and your details are protected. Regardless of whether you are going to be opening account or just browsing the web, here are some suggestions on being safe while using the Internet on an open WiFi connection. As an alternative, many wireless companies have “mobile hotspot” devices to help get you online, or you can enable the “hotspot” feature on your smart phone to create your own private WiFi network for maximum security.
While on Vacation
Taking some time to get away is always a good way to recharge your batteries and enjoy some time away from “reality.” But opening an account while on vacation, are we serious? It may be a bit of a stretch to think that you’ll open your next checking account while lounging by the pool (watch out for splashes from the kids), many people will take vacation time to get caught up on some of the little things during their time away from home. The great part about Heartland’s Online Account Center is that it’s available from anywhere you can get on the Internet, so the possibilities are endless. Plus, the great part is if you want to get your account started while on vacation it won’t take you long to get through the necessary screens and then get on with your day (and enjoy the rest of your trip).
While You Visit Santa at the North Pole
Ok, so maybe this one is a bit far-fetched and if we were not headed into the holidays this likely wouldn’t have made the list. But we heard Santa has had Internet at the North Pole for quite some time and even uses Google* to keep tabs on his “naughty or nice” list – so you better watch out! If you’re planning on stopping by to visit the big guy this holiday season bring your computer because you can hop online and open your next account. Maybe you could use a new Heartland Bank MasterCard® to complete the rest of your holiday shopping. Just be sure to have your list ready since he’s pretty busy this time of year.
This list could go on, but you get the point. As you can tell we’re pretty excited about the convenience that our Online Account Center creates for our clients and hope you are too. We want to make it as easy for anyone to join our banking family and experience for themselves why at Heartland Bank “banking feels good.”
*We’re not really sure if Santa does have Internet access or uses Google, but it sounds good, doesn’t it? ;-)
P.S. Don't forget to check out our tutorial on how to open a deposit account online. It's a great step-by-step guide to getting your next checking, savings or CD account opened online!