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According to ICBA: Fixed Mortgage Rates Edge Down This Week

 Sunday, October 21, 2012

This week Freddie Mac reported fixed mortgage rates edged slightly lower last week and were near or below their all-time lows. Rates on 30-year fixed-rate mortgages averaged 3.37 percent, down from 3.39 percent last week just above its all-time low of 3.36 percent. Rates on the 30-year fixed averaged 4.11 percent a year ago. Rates on 15-year FRMs last week averaged 2.66 percent, down from 2.70 percent the previous week and 3.38 percent a year ago.

As we continue to watch mortgage rates remain at record lows, now may be a better time than ever to buy a home (or refinance the one that you're in now). In fact, we've got a great resource on "To Buy or Not To Buy" when it comes to becoming a homeowner that would be worth the read.

When you're ready to get started, we make it easy with our online mortgage loan application (located in our Online Account Center) so you can get the process going without having to make a special trip to the bank!


 
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