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Credit Cards

Credit Cards 

Apply Now - Credit CardsHeartland Bank credit cards offer charge privileges and cash advances throughout the US and worldwide. When you start using Heartland Bank's MasterCard® your benefits will include:

Scorecard® Bonus Points

Earn Bonus Points for every net retail purchase you make with your Heartland Bank MasterCard®!  You can redeem Bonus Points for brand-name merchandise and exciting travel awards.  Visit www.scorecardrewards.com and browse the current award selections.  You'll be amazed at what ScoreCard® has to offer!  To find out more, ask one of our friendly representatives, 24 hours a day, 7 days a week at 1-800-854-0790.

Travel Accident Insurance

You, your spouse and dependent children up to age 19 (age 25 if a full-time student at any institute of higher learning) are automatically covered with common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi, or any other common carrier anywhere in the world when you charge your entire fare to our card.  This coverage is provided to you at NO EXTRA COST.

Choose from Variable Rate, Gold, Platinum, or Business MasterCard. You can use the links below:

Classic MasterCard

Credit cards that offer charge privileges and cash advances throughout the United States and worldwide. view details

Gold MasterCard

Credit card that offers charge privileges and cash advances throughout the United States and worldwide. view details

Platinum MasterCard

Credit card that offers charge privileges and cash advances throughout the United States and worldwide. view details


All loans subject to application and credit approval.

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To Make Master Card Payments:
 Online Through Heartland Bank's Online Bill Pay System
You can make electronic MasterCard payments through Heartland Bank's Online Bill Payment system. You will need your account number and MasterCard's billing address to set up your electronic payment. 
Online by Heartland Bank Account Transfer
If you are not enrolled in Heartland Bank's Online Bill Payment system, but do utilize Heartland Bank's Online Banking, you can make your payment by transferring funds from your checking account to your Heartland MasterCard.
 By Mail
To make a payment by mail, please send to:
MasterCard
PO Box 4512
Carol Stream, IL 60197-4512

MasterCard Customer Service
Please Contact (800) 423-7503
Report a Lost or Stolen Card
Please Contact (727) 570-4881
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