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Business Loans & Credit

Let Heartland Bank help you explore your company's credit needs. Whether you have an established banking relationship or are looking to establish a new one today, we have all types of loans for small and medium sized businesses. When you need cash to expand your inventory, carry your receivables or purchase new equipment, we are ready with a quick response and the proper solution to meet your needs! A small listing is shown below, but we encourage you to call a local office today to explore all the options available to you.

Business MasterCard

Credit card for businesses to enable them to conduct their daily business. Click here to fill out an application now!

Commercial/Collateral Loans to Individuals

Loans requiring monthly or quarterly interest payments on which the principal payment frequency is at the customer’s option unless a formal repayment program is established when the loan originates. Unsecured loans must be paid in full within one year.

Commercial Installment Loans

Loans made for permanent expansion of working capital or for purchase of fixed assets which are set up with a specific repayment program.

Commercial Real Estate Loans

Variable rate loans made for the purpose of construction, expansion, or purchase of commercial real estate.

Letters of Credit

A letter from a bank guaranteeing that a buyer's payment to a seller will be received on time and for the correct amount.