Heartland Bank: Business Banking: Savings Accounts: Money Maker Savings Account

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Business Money Maker Savings Account

Available to corporations, associations, partnerships, sole proprietorships and non-profit organizations. Allows immediate access, provides a monthly statement of transactions, and pays a market rate of interest on the daily balance. Interest earned may vary based on daily account balance.

Account Features

	Interest is compounded and paid monthly. Payment of interest is the last day of the statement period.		No minimum balance required to earn interest.
	Permits deposits anytime with limited withdrawals.		Enables your company to earn interest on demand deposits.
	Facilitates recordkeeping.		Image checking statements.
	Optimizes your total banking relationship with us.		Provides security for the depositor.

Additional Specifications & Fees

Minimum Opening Deposit	$1,000 minimum opening balance.
Annual percentage yields are tiered as follows:	$0 - $9,999.99 $10,000 - $24,999.99 $25,000 - $49,999.99 $50,000 - $99,999.99 $100,000 - $499,999.99 $500,000 or greater
Account Eligibility:	To be eligible for this account, you must also have a Business Checking or Business Money Market Account.
Monthly Maintenance fee	$15.00 monthly maintenance fee. The monthly maintenance fee may be avoided by maintaining an average monthly balance of $5,000 or more.
Other Fees & Charges	An activity charge of $15.00 per debit item will be assessed for over six (6) withdrawals or transfers per statement cycle; no more than three (3) of the transfers may be checks.
Accrual of Interest on Deposits other than Cash	Interest begins to accrue on the business day you deposit non-cash items (For example: checks).
Rules & Regulations



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