Heartland Bank has partnered with Ameritrade Financial Services to offer an online Internet brokerage service. We offer a highly competitive per trade price of $19.95 on the Internet with the benefit of keeping your funds right in your normal accounts. So gone are the days of keeping open multiple brokerage accounts.

Besides offering the Internet Brokerage service, our customers have complete access to all of the services offered by Ameritrade Financial Services including:

• An easy to-use online application. It's fast and it's FREE.
• Market research and investor education tools, including screening tools, historical charts and financial calculators.
• Free real-time stock quotes.*
• Electronic statements and trade confirmations.
• Free custody of securities.
• No minimum balance requirement or annual maintenance fee.
• Friendly, knowledgeable client services.

Enrolling is as easy as 1-2-3.

1. Click Enroll below to access the Ameritrade Financial Services online application. If you would prefer, download the application now or just stop by any one of our branches to pick up an application.
2. Complete the short application, print it, and sign it.
3. Return your completed application.
   Fax: (402) 970-8367
   Mail: Ameritrade Financial Services, PO Box 2226, Omaha, NE 68103.

Ameritrade Financial Services, Division of Ameritrade, Inc., member NASD/SIPC. Brokerage services provided exclusively by Ameritrade, Inc. Securities products offered are not FDIC nor NCUA insured and are not obligations or deposits of, or guaranteed by, any bank, credit union, or savings institution and involve investment risk including the possible loss of principal. Ameritrade Financial Services and logo is a trademark of Ameritrade IP Company, Inc. Used with permission. © 2002 Ameritrade IP Company, Inc. All rights reserved.